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Costello Financial, LLC

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Life Expectancy

What Is Your Life Expectancy?

Are you planning and preparing to enjoy a long, full life? While no one expects to live forever, you may live much longer than you think. According to the National Center for Health Statistics, a male born today can expect to live to age 76 and a female to age 81. 1

1) Source: National Vital Statistics Report, Vol. 72, No. 10, September 22, 2023 (data as of 2020)

Considering that 65-year-old retirees could spend as much as one-third of their lives in retirement, the need for sound lifetime financial management becomes evident. Remember that these figures are based on averages — so you are just as likely to live longer than the average expectancy as you are to die sooner than expected. Are you financially prepared for a long, full life?

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Did you know that the older you are, the longer you are likely to live? It seems illogical, but it's true. The chart below shows the current life expectancy of males and females at various ages.

Life Expectancy